The Complete Payment Ecosystem: Control, Decide, Reward
Go beyond basic processing. Deliver a seamless white-label mobile experience, enforce smart authorization rules, and automate customer engagement.
We have been cooperating with clients for a long time
Control the Card. Decide the Transaction. Drive the Loyalty.
Card processors provide the robust and secure rails that move money globally. We provide the intelligent extension that sits seamlessly between the Processor and the Issuer to unlock new possibilities.
MyCard adds User Empowerment: It places complete control of the payment instrument directly into the cardholder’s hands (Management & Security). MoroBrain adds Advanced Control: It decides if a transaction should happen (authorization). MoroPulse adds Instant Value: It decides what happens next (Loyalty & Engagement).
MyCard: White-Label Card Management App
A customizable, white-label card management solution provided as a SaaS for both iOS and Android. It empowers cardholders to control their cards, track transactions, and manage security settings (such as freezing cards or changing limits) in real-time, all under the client’s own brand.
Key Features
- Fully Adaptable Design: Extensive white-label capabilities allow you to customize branding, layout, and features to seamlessly match your corporate identity.
- Banking-Grade Security: Built-in strong customer authentication (SCA) technology, biometric login, and end-to-end encryption for sensitive data delivery (PIN, PAN).
- Real-Time Card Control: Empowers users to instantly freeze cards, manage spending limits, enable specific spending categories, and view transaction history.
- Flexible Integration: Available as a turnkey SaaS application or a headless SDK, allowing for rapid deployment and seamless connection to existing core banking systems.
MoroBrain: Transaction Decision Engine
The second brain of your payment operations. Enable programmable payments for Expense Management, Fleet Cards, or BNPL.
Key Features
- Visual Rule Builder: Drag-and-drop logic for Product Managers. Create complex rules (AND/OR/NOT) without a single line of code.
- Custom Rules & Logic: Open to any eligible data sources or systems to create even very complex authorization logic
- Universal Protocol Translator: We normalize data from major processors into one canonical format. Switch processors without rewriting your logic.
- Shadow Ledger: Real-time balance and limit checking independent of the core processor.
MoroPulse: Transaction Engagement Layer
Turn every payment card into a loyalty card. A real-time engine that understands banking data and triggers rewards in milliseconds.
Key Features
- Instant Gratification: Evaluates transactions in <200ms. The user gets a push notification with a reward before they even put their wallet away.
- Bank-Data Native: Unlike e-commerce tools, MoroPulse understands MCC codes, authorization vs. settlement, and ISO standards natively.
- Gamification Ready: Built-in logic for Streaks (e.g., “5 coffees in a row”), Tiers (Gold/Silver), and Badges.
- Seamless Integration: Ready-made integration with myCard App
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We have finished
hundreds successful projects
The key to the best solution is out 150 great people
“I am a senior consultant with over 20 years of experience delivering high-value-added software solutions. My primary focus is on the financial sector (BFSI). I am passionate about innovative technologies such as blockchain and artificial intelligence. I help companies get the most out of their IT systems.”
“I started at MoroSystems as a developer and now serve as the CTO. My goal is to ensure that our customers receive technological solutions that meet their business needs. My key areas of expertise are transaction and payment systems, as well as everything related to cards and payments.”
“I am a solutions architect with a strong technical foundation, an understanding of the broader context of solutions, and a business perspective. My main area of expertise is payment solutions. I have experience with the analysis, design, integration, and certification of payment systems on terminals and in cloud environments, with knowledge of EMV and ISO 8583 protocols and PCI DSS, SSF, and ISO 27000 standards.”
“My goal is to ensure that MoroSystems employees enjoy their work at MoroSystems and that together we achieve exceptional results. I value open communication, feedback, professionalism, and collaboration. I lead by example and expect the same from others.”
“At MoroSystems, I specialize in analyzing the needs of clients in the financial institutions sector and designing processes and solutions that reflect those needs. I place great importance on understanding those needs accurately and thoroughly. Only then can we develop useful solutions that address them.”
“I base my business dealings on mutual respect and a down-to-earth approach. I believe this is the only way to build working relationships. That’s why I strive to communicate in a friendly manner that focuses on the real needs of our business partners.”
“I believe that one should only do what he enjoys and what makes sense to him. At our company, we strive to create an environment where we feel good about ourselves, we build it on the values we recognize and we do it so it is fun to work together.”
“I have always believed that a team is more than an individual, that promises are to be fulfilled, commitment and the will to stand out distinguish successful from unsuccessful and long-term relationships based on trust are beneficial for both sides.”
“I’ve been working in IT for over twenty years. At MoroSystems, I manage key talent—senior developers, software architects, and team leaders. I’m responsible for overseeing every aspect of their careers, from recruitment and development to performance evaluations and offboarding. Together with them, I contribute to the company’s technological development.”
“I have been working in IT for 11 years, of which I have been part of the MoroSystems team for over 7 years. As a developer, team leader and an architect I have participated in the implementation of several large transaction systems.”
“I lead development teams to ensure that customers receive the software they need. I focus on development efficiency and quality, DevOps, and, more recently, AI.”
“Thanks to my practical experience with backend and frontend development, DevOps, team leadership, and solution architecture, I have a deep understanding of the project lifecycle. I apply this knowledge when delivering comprehensive solutions to clients in the financial and telecommunications sectors.”
“I am responsible for delivering comprehensive IT solutions to financial institutions and fintech companies. I believe that well-established collaboration, transparency, an agile approach, risk management, and a focus on business objectives are the foundation of every successful project.”
